Buying Bitcoin:

Consider a 2-pronged approach to allocating a % of your assets to saving in Bitcoin.

1. Long Term Savings in Tax Advantaged Accounts

(IRA, RothIRA, 401K and HSA).

Consider making an allocation between 1-10% of your net worth in your retirement accounts. If you have strong conviction OR significant assets your allocation may be higher. If you have access to an HSA or Brokerage Account in your 401k - Consider utilizing that vehicle to invest as they are very powerful vehicles.

What exactly do I buy:

There are 11+ Bitcoin ETF’s from which however I recommend FBTC (Fidelity Wise Origins Bitcoin Trust). An ETF is an Exchange Traded Fund and it allows you to own the underlying asset without the ability to take custody of it. This would allow you to benefit and “Buy Bitcoin” in a way that will dramatically improve your retirement situation.

After you have bought an allocation of Bitcoin, Consider an additional allocation to Microstrategy.

Why consider Microstrategy (MSTR)

2. For general savings or Emergency Funds

Most important part of this is (living below your means Income) set monthly savings targets and begin to Dollar Cost Average into Bitcoin. If you are working Dave Ramsey’s FPU plan use cash in a bank account for your first $1000 emergency fund. Later when working to build your 3-6 months of expenses Emergency Fund I recommend to do that in bitcoin you can eventually take self custody with. To start - DCA through one of the options below.

Option 1: DCA with River Financial

No fees, lowest spread (market making exchange fees) in the industry - great user interface, targeted buy, targeted sells. great educational content, the current undisputed leader.

River | Buy Bitcoin Instantly

Zero-fee recurring buys

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